Major Medical, Disability & Life Insurance
Elevator contractors, technicians, and inspectors have specific insurance needs. Making sure that your employees are adequately insured so they are protected on all fronts. Having the right elevator business coverage is crucial to protect you from lawsuits, but what about the personal insurance that you need to protect you and your family?
With Major Medical, Disability & Life Insurance policies through National Elevator Insurance Solutions, you will have effective coverage for your everyday needs. Employee benefits coverage means that you have the basics covered with health, life, and disability insurance to keep you covered from whatever life throws at you, with elevator-specific protections included.
What is Major Medical Health Insurance for the Elevator Industry?
Major medical insurance is a health insurance policy that protects the insured from broad healthcare issues. This includes routine procedures, like regular physicals and checkups, but also from unexpected emergency room visits and major medical emergencies.
This coverage is good for elevator contractors and their families who need broad coverage, but also need insurance in the event of medical emergencies. Due the dangerous nature of working on elevators, it’s important to be insured if an accident were to occur on the job so you can pay your medical bills, but with National Elevator, you can get coverage tailored to the risks of elevator contractors so you get the most out of your major medical insurance plan.
What is Disability Insurance for the Elevator Industry?
Disability insurance is a policy that protects you if you get an injury that prevents you from doing your regular work. It helps ensure that you are still receiving money if you are injured and you are unable to work.
Having a strong disability insurance policy is vital if you work on elevators. Whether you’re a contractor or a technician, you will be extremely hands on with building and fixing elevators, opening yourself up to the opportunity of getting hurt on the job. With National Elevator, your disability coverage will be focused on the types of injuries that are most prevalent to you, giving you the ultimate disability protection if you’re hurt on the job.
What is Life Insurance for the Elevator Industry?
Life insurance policies protect the person on the policy and their family if there is an accident where someone was to lose their life. It provides financial security and stability to the family who has the policy.
Because of the dangers of the elevator industry, life insurance policies are extremely important, along with having enough coverage if there is a death on the job. National Elevator’s coverage is designed to help with the risks that are unique to elevators, like heights and electrical work, and to give you the most coverage possible.
Why Do Elevator Contractors Need These Employee Benefits Coverages?
Elevator contractors, technicians, and even inspectors need all three of these coverages because of the dangerous nature of their professions. General contractors and other construction workers have these different broad policies in the event of an accident, but the elevator industry takes some of those risks to another level. Going unprotected could cost you and your family thousands of dollars in medical bills.
Benefits to National Elevator’s Insurance Policies
Working with National Elevator can give you the best coverage in the elevator industry, tailored specifically to the issues you face on a daily basis. Some of the benefits include:
Custom Coverage
Our employee benefits coverage is just as unique as your business and employees. Whether you need major medical, disability, or life insurance coverage, our team can support your needs.
Experience
By partnering with us, you’ll receive over 40 years of experience working specifically in the elevator industry. We know the unique needs of the elevator industry and help businesses all across the United States.
Quality Claims Handling
Our claims handlers know how to get your claim addressed quickly and smoothly. Backed by attorneys, adjustors, and industry experts, our Defense Team is the best in the industry.
Competitive Rates
Our rates, coupled with our industry expertise, allow us to be the best value in the elevator industry.
Get started with National Elevator
Don’t let your elevator business go without the best elevator insurance. Contact us today to learn about how we can protect your business today.
National Elevator’s general liability underwriting is done by a carrier that is licensed and admitted in all states and provides you with coverage enhancements specific to your industry.
Our underwriting enhancements include:
- First Dollar Protection
- No Deductible or Self Insured Retention (SIR)
- Blanket Additional Insured coverage
- Blanket Waiver of Subrogation
- Per Elevator Aggregates
- Limited Pollution Coverage
When clicking on any of the Legal links, you’ll be redirected to Specialty Program Group, LLC’s website which is the holding company of National Elevator Insurance Solutions.