Elevator Business Auto Insurance
It is an understatement to say that elevator contractors, inspectors, and technicians rely heavily on their trucks. These vehicles act as transportation, but they also store essential equipment that impacts the day-to-day operations of your business. Having the right business auto insurance policy can help protect not only your commercial vehicle but can help keep your business on the road.
At National Elevator Insurance Solutions, our business auto policy insures your elevator vehicle with specific coverage options tailored for the elevator industry. Whether you are working with a transit van, pickup truck, or something larger, you’ll get the coverage you need without breaking the bank.
What is Business Auto Insurance?
Business auto insurance is a type of auto insurance that is designed specifically for fleet vehicles that are used for commercial purposes. It acts similarly to a personal auto insurance policy, but it only applies to vehicles that are used for day-to-day business operations.
For the elevator industry, many elevator contractors utilize a vehicle other than their personal vehicle because there are a lot of materials that need to be transported to different work sites. Having a different policy in place for your commercial vehicle becomes essential so that you are not personally held liable if there is an accident involving your work vehicle. This could cover anything related to accidents with the vehicle, theft, and other property damage.
Why Do Elevator Contractors Need Business Auto Insurance?
Elevator contractors, technicians, and inspectors utilize business auto insurance because their vehicles are extremely important for their work. Not only are you getting from location to location, but transporting tools and equipment means needing a larger vehicle other than your personal car.
With National Elevator, you can get business auto insurance tailored to the risks involved with working in the elevator industry. Some of the dangers include:
Hazardous Work
Having a vehicle that can handle the pressures of being on dangerous work sites and around construction zones is standard with working in the industry.
Heavy-Duty Equipment
Working on elevators means that you’ll be transporting heavy materials and complex tools and equipment that need a larger vehicle. The proper vehicle with the proper coverage can save you in the event of an accident.
Accidents & Damage
Driving from site to site leaves you open to the possibility of getting into an accident or causing damage to other vehicles. With elevator business auto coverage, your will be covered no matter what kind of traffic you are in.
Benefits to National Elevator’s Business Auto Insurance
Because the elevator industry is so unique, having the right coverage and the right partner in your corner can help you in case you need to file a claim. With National Elevator, you’ll receive:
Custom Coverage
We know that no elevator business is the same, and we can tailor your business’ coverage to match your fleet. No matter what kind of vehicle you use, we can get you reliable and affordable coverage.
Experience
By partnering with us, you’ll receive over 40 years of experience working specifically in the elevator industry. We are far and away the leaders in elevator insurance, with our industry expertise stretching across the United States.
Quality Claims Handling
Backed by attorneys, adjustors, and industry experts, our Defense Team is the best in the industry. Our claims handlers know how to get your claim addressed quickly and smoothly.
Competitive Rates
Our rates, coupled with our industry expertise, allow us to be the best value in the elevator industry. We know the ins and outs of every state’s requirements, and we can provide you with a competitive quote no matter where you’re located.
Get started with National Elevator
Don’t let your elevator business go without the best elevator business auto insurance. Contact us today to learn about how we can protect your business today.
National Elevator’s general liability underwriting is done by a carrier that is licensed and admitted in all states and provides you with coverage enhancements specific to your industry.
Our underwriting enhancements include:
- First Dollar Protection
- No Deductible or Self Insured Retention (SIR)
- Blanket Additional Insured coverage
- Blanket Waiver of Subrogation
- Per Elevator Aggregates
- Limited Pollution Coverage
When clicking on any of the Legal links, you’ll be redirected to Specialty Program Group, LLC’s website which is the holding company of National Elevator Insurance Solutions.