Elevator General Liability Insurance
General liability insurance is a must-have for any business to protect themselves from potential damage and liabilities. Many states have legal requirements for your potential customers to have these policies, and it can save you if someone gets hurt at your job site or a building you worked at. For this reason, having an elevator contractor general liability insurance policy may save your company.
With our general liability insurance, National Elevator will provide industry-leading elevator insurance for contractors, inspectors, consultants, and technicians, with the industry expertise that you will not be able to find in a regular general liability policy. We know the ins and outs of the elevator industry, and we’ll be able to provide comprehensive coverage designed with your business in mind.
Why Do You Need Elevator Liability Insurance?
The reality is that elevator businesses have unique situations that warrant unique liability coverages. General liability policies protect you from injuries and damage, but an elevator contractor or inspector will face different and even higher levels of risk, injuries, and property damage.
By having an elevator liability policy designed for your business, you can receive coverage more tailored to what impacts your employees and your business. Some of the operations that an elevator general liability insurance policy can protect you from include:
Installations & New Elevators
New elevators and installations carry more risk than general building work, especially if you’re dealing with heights, large elevators, and complex electrical requirements. Our policies include broad coverage, so you’ll never be under protected.
Maintenance & Repairs
Due to the specialized nature of elevator repairs and maintenance, you need to be prepared for anything. Whether you’re working on older elevators that may not be safe, or newer elevators where the repairs can be very technical, you want to be covered on all fronts.
Inspections & Testing
Elevator inspections and testing have their own unique requirements that warrant the proper elevator general liability policy. Whether you’re checking unsafe equipment or recommending updates following a compliance check, it’s vital to protect yourself on all fronts.
Benefits to National Elevator’s General Liability Insurance
Your elevator business needs to be protected so you are not dealing with paying for damages completely out of pocket. With National Elevator, you’ll get a premiere general liability policy, built specifically for elevator contractors, backed by our in-house elevator specialists, underwriters, and claims team.
Other benefits include:
No Height Restrictions
One of the unique qualities of having insurance with National Elevator, you’ll have coverage for the small or large elevators. Whether it’s a small-scale project or a larger corporate elevator, you’ll be guaranteed the same reliable coverage.
Custom Coverage
Our general liability policies are anything but general. We know that no elevator business is the same, and we can tailor your business’ coverage to match your unique needs.
Experience
By partnering with us, you’ll receive over 40 years of experience working specifically in the elevator industry. We are far and away the leaders in elevator insurance, with our industry expertise stretching across the United States.
Quality Claims Handling
Our claims handlers know how to get your claim addressed quickly and smoothly. Backed by attorneys, adjustors, and industry experts, our Defense Team is the best in the industry.
Competitive Rates
Our rates, coupled with our industry expertise, allow us to be the best value in the elevator industry. We know the ins and outs of every state’s requirements, and we can provide you with a competitive quote no matter where you’re located.
Get started with National Elevator
Don’t let your elevator business go without the best elevator liability insurance. Contact us today to learn about how we can protect your business today.
National Elevator’s general liability underwriting is done by a carrier that is licensed and admitted in all states and provides you with coverage enhancements specific to your industry.
Our underwriting enhancements include:
- First Dollar Protection
- No Deductible or Self Insured Retention (SIR)
- Blanket Additional Insured coverage
- Blanket Waiver of Subrogation
- Per Elevator Aggregates
- Limited Pollution Coverage
When clicking on any of the Legal links, you’ll be redirected to Specialty Program Group, LLC’s website which is the holding company of National Elevator Insurance Solutions.